Ladies and gentlemen. I am thinking of getting a AU$5000 loan from my bank. The interest rate on average is 7.25% I usually earn like AU$400 a fortnight. Would like to do repayment frequency of fortnightly. It can be done weekly or monthly. Repayment type can be either Principal & Interest or just interest only I am not sure on what is the best way to do, so yeah - my bank online website is http://secure.heritageonline.com.au/ I would be happy if any of you who had experience with loans in the past to give me some good advice. In case you are wondering why - two simple reasons: 1) Worlds in Orlando and 2) My 21st birthday with dad's family in UK. Thanks once again to these who will be willing to help me on advices etc. Cheers Jason.